Archive for 2010
Commercial Real Estate Investors Only: Your Invitation To Join The Worlds Only Commercial Investment Real Estate Property Investors Association, And Claim Over $616.95 In Gifts…Free.
Americas Commercial Investment Property Association.
Small business lending picks up tentatively
More banks are participating in federally backed SBA loan programs again, but they’re not fully committed. Federally backed loans to small businesses in Southern California and across the nation are increasing as more banks participate in federal lending programs — at least for now.
Read more on Los Angeles Times
Banks Return to Commercial Mortgage Bonds
Once dominant, and then dormant, commercial real estate loans are beginning to show signs of life on the trading floor after a two-year slump, Jotham Sederstrom reports in The New York Times.
Read more on New York Times
Fed’s Duke: Bank Lending Dropping, May Lag For Years
Bank lending continues to decline nationwide even though the banking sector is recovering, and it may be years before lending returns to pre-crisis levels, Federal Reserve Governor Elizabeth Duke said on Wednesday.
Read more on Banker & Tradesman
Brokers also want to be your banker, lender
Big brokerages are working to boost banking and lending services to their clients, eager for new revenue to offset the squeeze from volatile markets and nervous clients clinging to low-margin bond and cash funds.
Read more on Reuters via Yahoo! News
Ahmedabad, the largest city of Gujarat, is an important trade center that offers huge commercial potential. The seventh largest city in India, it is well connected to other important cities of the country. In wake of the escalation in property investments, real estate in Ahmedabad is currently experiencing tremendous growth.
The demand for realty in India has been rising immensely from last five years. Not only are the natives coming forward to buy property in India but also the foreigners and NRIs. It is bustling with real estate activities these days and Ahmedabad is among the upcoming property destinations of the nation. It is recognized as the one of the rapidly developing tier-II cities witnessing steep rise in property developments and their values both rental and capital. Real estate in Ahmedabad is slated for an overall growth i.e. across residential, commercial and retail segments in coming years.
Property in Ahmedabad is selling like hotcakes being a fast growing economy that assures huge profits. Various residential and commercial projects have been launched in the city by leading property developers in past few years fuelling up the realty rates. The skyline of the city is gradually transforming while endowing it with a new global identity. Real estate in Ahmedabad is now flooded with shopping malls, multiplexes, commercial complexes, SEZs, technology parks, residential suburbs and other such things. Such large scale developments have increased the overall living standards of the city, thus, attracting more and more property investors to pump in money in Ahmedabad property sector.
One of the chief reasons for emergence of Ahmedabad as a property destination is that it ranks among the most educated and richest cities in India. The value of commercial property in Ahmedabad is given a major boost by its proximity to the diamond hub, Surat and the state capital, Gandhinagar. This segment particularly has excellent prospects for growth and appreciation, in areas like office space, retailing, hospitality, finance industry and others. Following in the steps of BPO hubs like Pune and Bangalore, real estate in Ahmedabad is suggesting a huge demand for office spaces from BPOs and MNCs. The cheaper land prices as compared to metros also attributes to the great pace of property development and investment in the city of Ahmedabad. Other reasons like excellent infrastructure and government’s support in promoting it as a lucrative investment destination are also propelling the need for developing Ahmedabad real estate market.
The residential sector being at its best today, is no less in Ahmedabad as it promises huge benefits in coming times. The housing sector of the city offers luxurious lifestyle, marvelous architectural designs, equipped with all modern amenities like 24 hour power backup, water supplies, security and other such facilities. Pollution free environs enveloped in greenery make Ahmedabad residential property a favorite with buyers and investors. Some of the well known local and national builders such as DLF, K.Raheja Corp., N.G Developers, Navratna, BGP Builders, Saumya Constructions, etc. are catering to the need of quality residential apartments in the city. They have also laid out plans to construct retail malls and luxury hotels to cashing in on the deep pockets of the population and the prevalent surge in property prices.
The most favorable part of Ahmedabad real estate is that globe-trotting Gujaratis i.e. NRIs are investing huge capital in the sector. This has resulted in an alarming increase in property prices in all housing, commercial and retail areas. With improvements in infrastructure, realty values in the city are already observing an upward trend while new construction activities are expected to zoom it further.
Deepika Bansal writes on behalf of 99acres.com, which is an internet portal dedicated to meet every aspect of the consumers needs in the real estate industry. It is a forum where buyers, sellers and brokers can exchange information, quickly, effectively and inexpensively. At 99 acres, you can advertise a property, search for a property and browse through Ahmedabad property and other Properties.
Books Include Proven Methods To Reduce Your Overall Commercial Debt Burden By 60% Or More. Also, How To Turn Your Failing Business Around In 120 Days.
Commercial Debt Reduction And Business Turnaround.
Commercial financing has changed dramatically during the past few months. The net result has been a reduction in commercial lenders as well as stricter standards for acquiring commercial loans and commercial mortgages. Unfortunately there has also been no shortage of misinformation about the availability of commercial funding, so an important change issue is to realize that for commercial lending there are both apparent changes and real changes.
As is often the case with financial changes, it remains to be seen how many will be temporary or permanent. But from a practical perspective, commercial borrowers are left with no choice but to adapt to the changing commercial finance environment. Regardless of how long the changes might be kept in place, small business owners must be prepared to operate within a more complicated climate for commercial real estate loans and business financing.
Perhaps the most dramatic change has been a significant reduction in business lending activity overall. This has been due to several events occurring almost simultaneously. Several major commercial lenders have gone out of business altogether. Many banks have stopped business finance lending while continuing consumer lending. Numerous business lenders have enacted stricter standards for the commercial financing transactions they are still willing to consider.
What should commercial borrowers do about this? A primary option that business owners should explore involves looking beyond their local market area for help with commercial real estate financing and other commercial loans. To accomplish this, it should be helpful to contact a working capital financing expert operating throughout the United States.
In addition to fewer business lenders to choose from, there are two other significant changes which must be anticipated by small business owners before seeking new business financing. First, most lenders have cancelled or are about to eliminate unsecured lines of credit for many businesses. Second, commercial lenders are increasingly demanding more collateral for virtually all commercial finance funding.
One effective commercial financing strategy for overcoming the combined obstacles of fewer lenders, more collateral and fewer unsecured credit lines is to consider a business cash advance program based on future credit card processing activity. This is proving to be one of the few sources of commercial funding that has not been adversely impacted by recent events. To learn more, it will be advisable to discuss the potential with a small business financing expert who can provide advice about business cash advances as well as other business finance solutions.
Another key change issue for commercial mortgage loans and working capital loans is simply the likelihood that more changes will be forthcoming in the near future. It is increasingly obvious that many banks will continue to modify their business lending programs in response to changing conditions as they occur.
To adequately prepare for future commercial finance changes that might (or might not) occur is a daunting task for a business owner. A commercial financing expert familiar with Plan B contingency financing for commercial loans will prove to be a valuable resource for any borrower wanting to seriously deal with both current and future changes impacting the financial health of their business.
Steve Bush is a working capital financing expert. Small business financing and commercial real estate financing advice. Commercial finance and business cash advance programs at AEX Commercial Financing Group