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A musical parody of the traditional song “O Christmas Tree (O Tannenbaum),” about commercial real estate. Lead vocal: JANIS LIEBHART Background vocals: ANGIE JARÉE, JANIS LIEBHART, GARY STOCKDALE Music Director: GREG HILFMAN For the complete collection of VERSUS political musical parodies, visit us at versusplus.com.
A commercial lender provides services to businesses, especially loans for items such as business equipment, investment property, and inventory. Commercial loans are backed by collateral. The collateral can be real estate, inventory, and a variety of other assets.
At HSH Associates Financial Publishers website, a complete listing of all commercial lenders throughout the United States can be accessed. This information includes names, locations, and in most cases a direct link to that particular lender for further information.
Commercial loans differ from most types of loans because each application is evaluated on a case by case basis. The person requesting the loan has to sell the lender on the fact that they endeavor will be profitable. However, every commercial loan is reviewed for credit worthiness, the value of the collateral, debt ratio, and property analysis.
Two debt ratios are used to analyze the personal budget of a loan applicant, top debt ratio and bottom debt ratio. Top debt ratio is the persons monthly housing expenses divided by their gross income. Bottom debt ratio is total housing expenses + debt payments divided by gross income. Top debt ratio should not be more than 25%; bottom debt ratio should not be more than 33 1/3%. If the ratios are more, the loan will either by denied or approved with a higher interest rate.
For small businesses, you might consider looking into a loan from the Small Business Association. The have Small Business Development Centers throughout the United States. The centers will assist you with all the paper work and answer all of your questions at no cost. After all the documentation is submitted, you will have an answer within 10 working days. Generally, you will have a slightly higher interest rate, but it will be worth it if you qualify under their guidelines.
Investing in commercial property or small business is an exciting venture. Understand commercial lending issues and basic requirements will help you get the best financing for your endeavors. The Small Business Development Centers offer you excellent service including financial counseling at no charge. You can find a center near you by logging onto their website.
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The Real estate in Noida city is going to touch the height of sky due to shifting of so many people from other parts of the country and off course NOIDA stands for New Okhla Industrial Development Authority is one of the famous and biggest cities in Delhi/NCR. It is the modern and most developed district of Uttar Pradesh. Noida became famous in last few years. The city is continuously changing its structure and emerging as a developed city in National Capital Region.
from Delhi too, to this city. Noida is preferred specially by the IT people as so many MNCs are situated here and the employees who are working in those MNCs wants to reside near to their office. Noida is a perfect place for those who like to live in a city having less amount of rush and good modernity.
Taking decision to purchase Noida property could be a good decision for any individual. Its infrastructure always attracts the people to stay here. With 4-way connectivity to Delhi via DND flyway, Ghazipur, Nizamuddin and Sarita Vihar through ITO, Noida tops the popularity polls, ahead of other NCR areas i.e. Faridabad, Ghaziabad and Gurgaon. Noida is specially preferred by the working IT professionals who are working in MNCs situated at Noida. This city also contains lots of good Bungalows available for sale and residential flats on rent. One can also establish his office by selecting a nice area which will be best suited for his business.
Aware of the area’s immense potential, builders are busy constructing high-end apartments. They are gung-ho, confirming the value of real estate in this area will only appreciate allowing a recouping of expenses and the making immense profits. With the Metro slated to connect Delhi and Noida by 2009, real estate will keep on doing well.
As the metro work has also started in Noida it will give better traveling facilities to Noida people by using which they can reach to their destinations in few minutes rather than wasting their lots of hour by getting stuck in Traffic jams. Metro will not only make their life easy, but will also save lots of their time to which they can utilize with their families and friends.
Noida boasts a huge demand for residential house, in addition to massive
Commercial space on rent or sale.
With the announcement of first e-home concept called Gardenia E-Homes at Greater Noida by Real Estate developer Design Arch, attempts are made to develop the city keeping minimum pollution level in mind. The project will focus on energy saving, water saving, better indoor air quality and hygienic conditions.
Data revealed that 35.66%area of Noida is being developed as a residential area. With affordable prices of the property and various financial schemes offered by builders and the construction companies, one can easily own or rent a property in Noida. Along with development, a continuous attempt is being made to keep the city neat and clean with a slogan of “Green Noida Clean Noida”.
With around 15-20% transactions in the first quarter of 2009-10 and witnessing the heaviest population influx makes Noida real estate the hottest market. Well established sectors like sector 44 and sector 50 offering a number of buying options in residential property in Noida became one of the prime investment destinations. Adding to the value of the city is the Metro Rail Network coming up and greater connectivity with Delhi because of Greater Noida Expressway. Metro train, Taj Express Highway, Greater Noida Highway, growing BPO/IT industry and a number of other infrastructural developments is drawing the attention of the builders.
With the constant rise in population, the demand for better homes has risen considerably in North India. With most of the major cities becoming extremely populated, people have started moving to new and emerging townships which are organized and planned in a much better manner by making use of the latest architectural designs and techniques. One such emerging township is Noida which is situated in NCR and is a preferred destination among people who are looking forward to purchase or rent a house in Noida.
As Noida is a relatively new and emerging township which is immensely preferred by young, working professionals who are employed in multinational companies in the NCR, most of the townships, plots and apartments are built over a large plot thus, giving the entire city a luxurious and quality appeal.o
manav arora is big dealer ,he has a own site for this work www.allrentdeals.com
hey guys… i have got an offer from foll firms but cant make my mind which shall i choose.. i can choose 4
1. gold man sachs
2. ici ltd
3. jaypee capital services
4. BSR
5. Bharat petroleum and corporation ltd
6. DCM Sriram
7. Indian Oil corporation
8. progean Ltd (infosys peer)
9. wipro bpo
10. GE Commercial finance
11. Gecis
Considering my interest in taxation and finace, i would like you to suggest me on the thing reg wot shall i do…
BPCL, IOC, BSR are providing job in accounts and audit but i dont wanna go there… So please suggest taking into account the scope and opportunity to learn.. work quality matters